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Finance > Insurance > Home InsuranceHome Loan Offers - 5 New Ways to Get Your Dream Home

Posted by anuragmishra in Finance on December 13th, 2016

 

If you are living with a perception that home loan offers in India come only in two flavors-fixed or floating, it’s time to wake up to the reality. Keeping pace with global developments and in a race to stay ahead in the fiercely competitive home loan market Cheap Rodrigo Bentancur Jersey , banks and Housing Finance Companies (HFC,s) have come up with innovative schemes, which provide a lot of options to a new home loan borrower. So, if you are worried about getting a home loan offers Cheap Paulo Dybala Jersey , read on; the banks might have something special for you.

Fixed rate or floating? Why not both the classic dilemma to go for a fixed loan or a floating loan has perplexed the average home loan borrower since ages. Volumes have been written over the advantage one has over the other and this has only added to the confusion. Taking advantage of the situation, banks have started a home loan offers scheme, which offers the flexibility to choose a home loan offers with both the floating and fixed interest rate options. A borrower can choose a part of his home loan to be charged at a fixed rate of interest and the rest at floating rates and vice versa.

  1. Tempted by the current fixed interest rates? Choose Smart fix The unprecedented rise in floating rate home loan offers in recent years has prompted many borrowers to rethink their strategy in favor of the fixed rate home loans. If you are also one of those, who wants to take advantage of the relatively low fixed rates Cheap Paolo De Ceglie Jersey , but agrees with the universal opinion that floating rates are best over a long period of time, you can choose a special type of home loan offers, which charges the fixed interest rates for a specified period (say 3 years) and floating rate thereafter. Aptly called smart fix by some banks, this home loan offers scheme lets you have the best of both.
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